Q. Can I get financed on a vehicle at a franchise dealer if I have credit problems?
A. Of course you can. We here at Stevens Creek Credit Center can help most everyone regardless of the credit situation.
Q. What factors can effect my credit score?
A. The factors that effect it the most are
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- Length of time at permanent residence
- Employment history
- Length of time credit has been established
- Amount of credit used out of available credit
- Amount of credit used out of available credit
- Late payments
- Bankruptcies, charge-offs, collections and other negative information
Q. How can I increase my credit score?
A. Obtain an installment loan such as an auto loan, pay bills on time, do not apply for credit frequently. Although a few inquiries do not effect your Score. Many inquiries do have a significant effect on your score.
Q. My bankruptcy just was discharged can I get an auto loan?
A. Yes you can. We offer many typed of loan programs to fit many type of Challenged credit situations.